Business Pack


Bed & Breakfast Operator

Industry Segment

Retail & Hospitality

Claim Description

The Insured runs a Bed & Breakfast and suffered damage as a result of the 2019 Bushfires and they sustained damage to the roof of the main house and two outbuildings and sheds along with 90% of the fencing on the property was damaged. Twelve months later the Insured suffered damage to their property as a result of storm damage.


The Insurer paid $470,000 in damages for the first claim relating to the bushfires and $18,000 for the second claim for storm damage. The Insureds policy was renewed.

The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned.

As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained in this email is general only.  Coverage for claims on the policy will be determined by the insurer, not BizCover for Brokers, and will depend on the specific facts and circumstances involved.

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