1. The Promotion first commences at 10am AEST on Thursday, 21 October 2021 and closes at 5pm on the day 7 days later. (Promotional Period).
  2. The Promoter is BizCover Pty Ltd trading as BizCover for Brokers (the Promotor), located at Level 2, 338 Pitt Street, Sydney NSW 2000.
  3. Entry into this Promotion will be deemed acceptance of these Terms and Conditions.


  1. Entry is open to:
    1. any Australian resident aged 18 years or over; and
    2. who receives from the Promotor and submits to the Promotor a completed BizCover for Brokers’Know Your Customer’ ’ survey during the Promotional Period (the Entry).
    3. (the Entrant).
  2. Employees (including their immediate family) of the Promoter, related companies of the Promoter or agencies associated with this Promotion are ineligible to be Entrants.
  3. The Promoter is not responsible for any delay in, or failure in the completion of any Entry.

The Prize

  1. The will be three winners during the Promotional Period.
  2. The prize will consist of one $250 GiftPay gift card for three Entrants (the Prize)..
  3. The Prize will only be distributed in Australia, is not transferable and cannot be exchanged for cash. The Promoter is not liable for any additional costs associated with the taking of a Prize and any expenses incurred beyond the Prize will be the responsibility of the Winner
  4. This is a game of chance. The Prize will be drawn on the Friday first occurring after the conclusion of the Promotional Period at the Promoter’s offices in Sydney Level 2, 338 Pitt Street, Sydney NSW 2000.
  5. The first three valid Entries randomly drawn from all Entries received during the Promotional Period will win the Prize (the Winner).
  6. The Winner will be notified by email and published on our website. The Winner will be notified by 5pm AEST on the day the Prize is drawn.
  7. The Winner will be asked to send their name and email address to the Promoter via email. The Winner will have 5 working days to collect the Prize by responding to the Promoter’s email.
  8. Should the Winner not respond with the required information within 5 working days, the Prize will be forfeited and the Promoter retains to right to draw another Winner.


  1. The Promoter will collect, hold, use and disclose the Entrants’ personal information in accordance with its Privacy Policy available at https://www.bizcover.com.au/privacy/. Entrants agree and consent to the Promoter:
    • using and disclosing the Entrant’s personal information for the purposes of conducting the Promotion, redeeming the Prize and any other matter connected to or incidental to the Promotion;
    • using the Entrant’s personal information for the purposes of carrying out marketing, planning, product development and promotional campaigns, in any media including email and SMS, unless an Entrant otherwise withdraws their consent to the use of their information in this manner;
    • using an Entrant’s Entry for marketing and promotional purposes.
  2. By submitting an Entry, Entrants grant the Promoter a perpetual, royalty-free, non-exclusive, irrevocable, unrestricted, worldwide licence to use, copy sublicense, reproduce, distribute, redistribute, modify, adapt, publish, edit, translate, transit, create derivative works of, publish and/or broadcast or display any material or other information submitted by an Entrant as part of this Promotion.
  3. Incomplete, indecipherable, or illegible Entries will be deemed invalid and will be removed.
  4. The Promoter’s decision is final and binding and no correspondence will be entered into. The Promoter reserves the right, at any time, to verify the validity of Entries and Entrants and to disqualify any Entrant who submits an Entry that is not in accordance with these Rules or who tampers with the Entry process including the use of any form of automated entry device or software.
  5. If for any reason the Competition is not capable of running as planned, including but not limited to fraud or causes beyond the control of the Promoter or anything which corrupts or affects the administration, security, fairness, integrity or proper conduct of the Promotion, the Promoter reserves the right in their sole discretion to cancel, terminate, modify or suspend the Promotion.
  6. The Promotor has full discretion to without notice terminate the Promotion at the conclusion of a Promotional Period, on the basis that the Prize for that Promotional Period will be awarded.
  7. Any Entrant participating in any activity for the purposes of the Promotion or in respect of the Prize  agrees to fully release and indemnify to the maximum extent permissible by law, the Promotor and their respective contractors, employees, directors and officers in respect of any claim for accident, injury, property damage, financial loss or loss of life in connection with the Entrant’s participation in the Promotion or the Prize. The indemnity granted by each Entrant and the Winners to the Promotor and their respective contractors, employees, directors and officers includes in respect of any cost, loss, expense, damage or liability whether direct or indirect or consequential, (present or future), and any fine or penalty incurred by the Entrant or Winners.
  8. To the extent permitted by law, the Promotor is not liable for any loss suffered or sustained to personal property and including, but not limited to consequential (including economic) loss by reason of any act or omission, deliberate or negligent, by the Promotor, or its servants or agents, in connection with the arrangement for supply, or the supply, of any goods or services by any person to the Prize Winners and, where applicable, to any persons accompanying the Winners.